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Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

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How Affirm Works

Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose How You Pay

Pick your monthly payment plan. You'll never pay more than you agree to up front.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.

Choose 3, 6, or 12 monthly payments. For example, a $1299 purchase might cost as low as $172/mo over 12 months at 15% APR.

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Say yes with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.